{"id":1800,"date":"2024-01-23T19:16:19","date_gmt":"2024-01-23T19:16:19","guid":{"rendered":"https:\/\/test.zlati.legal\/?p=1800"},"modified":"2024-01-23T19:16:19","modified_gmt":"2024-01-23T19:16:19","slug":"folosirea-cardului-bancar-la-pos-dezlegarea-de-drept-nr-53-2022","status":"publish","type":"post","link":"https:\/\/zic.legal\/ro\/folosirea-cardului-bancar-la-pos-dezlegarea-de-drept-nr-53-2022\/","title":{"rendered":"Folosirea cardului bancar la POS. Dezlegarea de drept nr. 53\/2022"},"content":{"rendered":"

\u00cen anul 2022, prin decizia nr. 53\/2022<\/a>, \u00cenalta Curte de Casa\u021bie \u0219i Justi\u021bie a respins ca inadmisibil\u0103 sesizarea formulat\u0103 de Curtea de Apel Bucure\u0219ti – Sec\u021bia I penal\u0103, prin care s-a solicitat pronun\u021barea unei hot\u0103r\u00e2ri prealabile (obligatorii) pentru dezlegarea urm\u0103toarei chestiuni de drept:<\/p>\n

Dac\u0103 folosirea f\u0103r\u0103 drept a unui card bancar, \u00een modalitatea contactless, la un terminal POS, pentru achitarea unor produse, \u00eentrune\u0219te elementele constitutive a dou\u0103 infrac\u021biuni, respectiv acces ilegal la un sistem informatic, prev\u0103zut\u0103 de\u00a0art. 360 alin. (1) din Codul penal, \u0219i efectuarea de opera\u021biuni financiare \u00een mod fraudulos, prev\u0103zut\u0103 de\u00a0art. 250 alin. (1) din Codul penal\u00a0(\u00een form\u0103 tentat\u0103 sau consumat\u0103, \u00een func\u021bie de efectuarea propriu-zis\u0103 a tranzac\u021biei) sau doar elementele constitutive ale infrac\u021biunii de efectuare de opera\u021biuni financiare \u00een mod fraudulos, prev\u0103zut\u0103 de\u00a0art. 250 alin. (1) din Codul penal\u00a0(\u00een form\u0103 tentat\u0103 sau consumat\u0103, \u00een func\u021bie de efectuarea efectiv\u0103 a tranzac\u021biei).<\/span><\/span><\/p>\n

\u00cen concret, s-a ridicat problema re\u021binerii infrac\u021biunii de acces ilegal la un sistem informatic atunci c\u00e2nd se probeaz\u0103 folosirea cardurilor bancare pentru efectuarea de pl\u0103\u021bi frauduloase la POS sau pe Internet.<\/p>\n

\u00cenalta Curte de Casa\u021bie \u0219i Justi\u021bie a motivat \u00een sensul c\u0103 tehnologia contactless asigur\u0103 aceea\u0219i func\u021bie a cardului bancar, acesta put\u00e2nd fi folosit la un terminal POS sau ATM, prin simpla apropiere a cardului de acestea fiind accesate acelea\u0219i sisteme informatice. <\/span><\/p>\n

Prin urmare, s-a apreciat \u00een sensul c\u0103 prezint\u0103 relevan\u021b\u0103 recursul \u00een interesul legii nr. 15\/2013 potrivit c\u0103ruia se va re\u021bine un concurs ideal \u00eentre infrac\u021biunea de acces ilegal la un sistem informatic, prev\u0103zut\u0103 de art. 360 din Codul penal, \u0219i \u00eentre infrac\u021biunea de efectuare de opera\u021biuni financiare \u00een mod fraudulos, prev\u0103zut\u0103 de\u00a0art. 250 alin. (1) din Codul penal.<\/span><\/p>\n

Aprofundarea subiectului<\/strong><\/h3>\n

Despre acest subiect am scris at\u00e2t \u00een Tratatul de criminalitate informatic\u0103<\/a>, c\u00e2t \u0219i \u00eentr-un articol publicat pe Juridice.ro<\/a> intitulat\u00a0Efectuarea de opera\u021biuni financiare \u00een mod fraudulos prin intermediul unui terminal POS (Point of Sale). Dezlegarea unei dezleg\u0103ri de drept.\u00a0<\/em>\u00cen mod regretabil, \u00cenalta Curte de Casa\u021bie \u0219i Justi\u021bie a f\u0103cut o confuzie \u00eentre accesarea bancomatului prin intermediul unui card bancar – folosit ca \u0219i cheie de acces – \u0219i interac\u021biunea logic\u0103 cu un POS, caz \u00een care folosirea cardului bancar implic\u0103 doar o comunicare a unui set de date informatice.<\/p>\n

R\u0103m\u00e2ne de v\u0103zut cum se vor orienta instan\u021bele de judecat\u0103 av\u00e2nd \u00een vedere aceast\u0103 solu\u021bie a \u00cenaltei Cur\u021bi de Casa\u021bie \u0219i Justi\u021bie.<\/p>\n

Informa\u021bii suplimentare<\/strong><\/h3>\n

Acest material are un scop pur informativ \u0219i educa\u021bional, con\u021binutul acestuia neput\u00e2nd fi asimilat unei forme de consultan\u021b\u0103 juridic\u0103 \u00een materie penal\u0103. Pentru a \u00een\u021belege cu exactitate ce drepturi sau obliga\u021bii ai \u00eentr-o anumit\u0103 procedur\u0103 penal\u0103, este important s\u0103 consul\u021bi un avocat specializat \u00een dreptul penal.<\/p>\n

George Zlati\u00a0<\/a>este avocat \u0219i lector universitar. Acesta este titular al disciplinei\u00a0Criminalitate informatic\u0103\u00a0<\/em>la nivel de masterat, av\u00e2nd de asemenea un doctorat pe criminalitate informatic\u0103. Specializarea acestuia este criminalitatea informatic\u0103 \u0219i tehnologia blockchain.<\/p>","protected":false},"excerpt":{"rendered":"

\u00cen anul 2022, prin decizia nr. 53\/2022, \u00cenalta Curte de Casa\u021bie \u0219i Justi\u021bie a respins ca inadmisibil\u0103 sesizarea formulat\u0103 de Curtea de Apel Bucure\u0219ti – Sec\u021bia I penal\u0103, prin care s-a solicitat pronun\u021barea unei hot\u0103r\u00e2ri prealabile (obligatorii) pentru dezlegarea urm\u0103toarei chestiuni de drept: Dac\u0103 folosirea f\u0103r\u0103 drept a unui card bancar, \u00een […]<\/p>","protected":false},"author":2,"featured_media":1801,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cybercrime"],"acf":[],"yoast_head":"\nFolosirea cardului bancar la POS. 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